New Owner Financing in Alabama – 1118 Whitehead St, Gadsden (Fixer Upper!)
- willbaugher
- Sep 10
- 2 min read
Looking for an affordable Owner Financing in Alabama? SEP Financing is excited to announce a new owner finance property at 1118 Whitehead St, Gadsden, AL. This property is available with flexible owner financing, making it easier for buyers who may not qualify for traditional bank loans to secure a home.

Property Details for Owner Financing in Alabama
1118 Whitehead St is a handyman special/fixer upper – the perfect property for someone looking to build sweat equity. With some TLC and renovations, this home can become a fantastic residence or rental property in a growing Gadsden neighborhood.
Key highlights include:
Great opportunity for buyers seeking affordable housing in Etowah County
Owner financing available – no banks required
Ideal for investors, first-time buyers, or DIY homeowners
Because it is a fixer upper, this home is priced with plenty of upside potential. Bring your toolbox and your vision, and turn this house into a home you’ll be proud of.
Another Gadsden Owner Finance Property Available!
We also have another owner finance property in Gadsden located at 609 Ewing Ave. This home is also an excellent option for anyone searching for affordable housing with flexible financing.
Whether you’re looking for a move-in ready option or a handyman special, SEP Financing has opportunities to fit different needs.
Why Choose Owner Financing in Gadsden, AL?
Skip the strict requirements of banks and traditional lenders
Affordable down payments and monthly terms
Great for self-employed buyers, those rebuilding credit, or anyone who wants a simpler path to homeownership
Build equity in your home instead of renting
No credit checks
No background checks
No balloons
No prepayment penalties - refinance with a bank after the work is completed or
Don’t Wait – Homes Go Fast!
Affordable owner-finance properties like 1118 Whitehead St and 609 Ewing Ave don’t stay on the market long. If you’ve been looking for an opportunity to own a home in Gadsden, AL, now is the time to act.
👉 Explore full details and photos of 1118 Whitehead St here: https://www.sepfinancing.com/properties/1118-whitehead-st
👉 See more about 609 Ewing Ave here: https://www.sepfinancing.com/properties/609-ewing-ave
👉 See other homes for sale with owner financing in Alabama here: SEPFinancing.com/buy







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