Top 5 Cities for Owner Financing Homes in Tennessee

SEPFinancing.com offers a wide variety of homes for sale with owner financing in Tennessee.

Looking to buy a home in Tennessee with seller financing? These five cities offer strong inventory, motivated sellers, and affordable homes:

1. Nashville

With a growing population and hot real estate market, Nashville has several homes where sellers offer financing to stand out. The best place to find the owner financed homes are really just outside the city. Check out these owner finance listings right outside of Nashville:

• Franklin, TN

• Columbia, TN

2. Clarksville

Clarksville is ideal for military families or anyone wanting value and proximity to Fort Campbell. Many homes here offer seller carry terms.

• Here is a 3 bedroom, 2 bathroom that was just remodeled!

• Here's one that could use cosmetic repairs to build equity

• And this one is a handyman special in the country nearby

3. Tullahoma

This scenic city is attracting out-of-state buyers, and owner financing is a great way to compete in a tight lending environment.

• We found a great Tullahoma Owner Finance House you will love

  
  

4. Rural towns and cities

In many parts of the state owner financing a house is more common in rural areas than it is in larger cities. Here are a few options that might interest you if country living is more your style.

• Dover TN

• Athens TN

5. Goodlettsville

A steady housing market, combined with proximity to Nashville for jobs, school, and hospitals makes Goodlettsville and ideal market for owner financing in TN.

• Here is a town home (no yard maintenance!) built in 2023

• And here is a single family home that was just remodeled

Check SEPFinancing.com regularly for updated listings in these areas (and in other states as well!). To see a full list of all the homes currently available, CLICK HERE.